New York Long Term Care Insurance Policy (also CT & NJ)
In choosing a long term care insurance policy you should look for the features mentioned below.
Stable Premiums: Premiums that will not be influenced by any change in your age or health, and will not change during the life of the policy.
Insurance companies do reserve the right to change rates on a statewide basis.
Guaranteed Renewable: The insurance company can't cancel the long term care insurance policy unless you fail to pay the premium.

Covers Mental Conditions: Covers mental and nervous conditions due to any organic brain disease, including
Alzheimer's Disease.

Exclusions: Exclusions should be minimal and should not adversely affect your stated insurance protection goals.
Click on the link below to fill out a quote request form for a long term care insurance policy that will provide excellent long term care insurance
coverage at an affordable cost. Or you can speak with our Long Term Care Insurance agent specialist toll free at 1-800-498-1819 to discuss
the insurance policy features in more detail.
"Your Local Westchester County, New York Long Term Care Insurance Agent Specialist!"
We offer reliable, experienced, and affordable New York long term care insurance policy services to the following New York counties and cities: Westchester County,
Putnam County, Orange County, Rockland County, Somers, Port Chester, Harrison, Mamaroneck, Larchmont, New Rochelle, Yonkers, White Plains, Rye Brook,
Scarsdale, Rye, Ardsley, Hartsdale, Bronxville, Mt. Vernon, Mount Vernon, Irvington, Valhalla, Elmsford, Dobbs Ferry, Hastings on Hudson, Greenburgh, Tarrytown, Sleepy
Hollow, Hawthorne, Scarborough, Thornwood, Briarcliff Manor, Ossining, Harmon, Montrose, Crugers, Buchanan, Peekskill, Millwood, Pleasantville, Armonk, Chappaqua,
North Castle, Mt. Kisco, Bedford, Pound Ridge, Bedford Hills, Cross River, South Salem, Yorktown Heights, Goldens Bridge, Amawalk, Yorktown, Katonah, Salem Center,
North Salem, Croton Falls, Jefferson Valley, Shrub Oak, Palisades, Sparkill, Tappan, Orangeburg, Pearl River, West Nyack, New City, Nanuet, Chestnut Ridge,
Montebello, Suffern, Monsey, Spring Valley, Congers, Nyack, Rockland Lake, Wesley Hills, New Hempstead, Pomona, Sloatsburg, Ramapo, Hilburn, Willow Grove, Mt. Ivy,
Thiells, Tomkins Cove, Ladentown, Haverstraw, Stony Point, Tomkins Cove, West Haverstraw, Bear Mountain, Jones Point, Newburgh, Middletown, Brewster, New York
City, and Poughkeepsie, NY. We also offer long term care insurance coverage services for residents of CT and NJ.
No Pre-Existing Conditions: All previous medical history admitted on the long term care insurance application and is approved for a policy,
is of no consequence in the future.
Waiver of Premium: The insurance company allows you to stop paying premiums once you've begun receiving benefits. There can be waiting
periods of up to 90 days before this waiver takes effect, and it may not be available when home health care is purchased.
More Information on New York, CT,
and NJ Long Term Care Insurance
New York Long Term Care Insurance Quote
DIRECT
ACCESS
GROUP
BENEFITS,
INC.
Employee Benefits Specialists
Call Us 1-800-498-1819
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With more than 20 years of offering affordable group insurance services to both large
employers and small businesses throughout New York, Connecticut, and New Jersey.
We're an independent insurance agency and therefore able to consistently offer cost
effective group insurance services which are driven by a total commitment to service.