New York Long Term Care Insurance Policy

New York Long Term Care Insurance Information (also CT & NJ)

Although people are generally living longer, many are requiring assistance in their
later years. Long term care services can be provided in your home, in an assisted
living facility or in a nursing home. In many cases the family is no longer able to
provide such care around the clock. Family members may not live nearby, they
may have other pressing family commitments, or simply can't get the time off
from work or away from the home.

According to recent data, 48.6% of people age 65 and older may spend some
time in a nursing home and 71.8% of people age 65 and older may use some
form of home health care.

Some people can pay the bill out of pocket, others will qualify for Medicaid
(welfare), but most of us will fall somewhere in the middle. A Long Term Care
insurance policy can help protect your assets from the rising cost of care.

Long Term Care insurance is often referred to as "asset
protection." Individuals need to have assets worth
protecting in order to justify the purchase of a policy. If
you are able to pay Long Term Care insurance premiums
without having to change your lifestyle - you should
transfer that risk to the insurance company.

There are three types of long term care insurance
policies available.

Facility Only: Will pay benefits for care in a nursing
home, assisted living facility or board and care facility.
It's the most basic policy but often the most needed type.

Home Health Care: Will pay benefits for care in your
home, but not in a facility. The preferred policy when a
home health care situation is possible.

Comprehensive: Will pay benefits for care in your home
or in a facility. This is the preferred type of plan (policy)
because of it's flexibility, but is also the most expensive.

A long term care insurance specialist with Direct Access
Group Benefits will assist you in deciding which type of
policy will work best for your needs.

We offer affordable long term care insurance policy premiums to residents of the
following New York counties and cities: Westchester County, Putnam County, Orange
County, Rockland County, Port Chester, Harrison, Mamaroneck, Larchmont, New
Rochelle, Yonkers, White Plains, Rye Brook, Scarsdale, Rye, Ardsley, Hartsdale,
Bronxville, Mt. Vernon, Mount Vernon, Irvington, Valhalla, Elmsford, Dobbs Ferry,
Hastings on Hudson, Greenburgh, Tarrytown, Sleepy Hollow, Hawthorne, Scarborough,
Thornwood, Briarcliff Manor, Ossining, Harmon, Montrose, Crugers, Buchanan,
Peekskill, Millwood, Pleasantville, Armonk, Chappaqua, North Castle, Mt. Kisco,
Bedford, Pound Ridge, Bedford Hills, Cross River, South Salem, Yorktown Heights,
Goldens Bridge, Amawalk, Yorktown, Katonah, Salem Center, Somers, North Salem,
Croton Falls, Jefferson Valley, Shrub Oak, Palisades, Sparkill, Tappan, Orangeburg, Pearl
River, West Nyack, New City, Nanuet, Chestnut Ridge, Montebello, Suffern, Monsey,
Spring Valley, Congers, Nyack, Rockland Lake, Wesley Hills, New Hempstead, Pomona,
Sloatsburg, Ramapo, Hilburn, Willow Grove, Mt. Ivy, Thiells, Tomkins Cove,
Ladentown, Haverstraw, Stony Point, Tomkins Cove, West Haverstraw, Bear Mountain,
Jones Point, Newburgh, Middletown, and Poughkeepsie, NY.

Request a Quote Here!

Answer a few questions and

we will provide you with a no

obligation to buy quote by

phone or email. Choose the

NY, CT, or NJ personal or

group insurance coverage

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"Your Local New York Long Term Care Insurance Specialist!"

"Over 15 Years

of Professional

Insurance Service"

Direct Access

Group Benefits, Inc.

340 Route 202

Somers, New York 10589

Toll Free: 1-800-498-1819

(914) 276-6000

Fax: (914) 276-6002

"Your Westchester County

Long Term Care

Insurance Agent"

We also offer affordable long term care insurance policy premiums to residents of the
following Connecticut counties and cities: Fairfield County, Stamford, Norwalk,
Greenwich, Darien, Riverside, Belltown, Springdale, Round Hill, Old Greenwich, East
Norwalk, New Canaan, Glenville, Byram, Cos Cob, Mianus, North Stamford,
Glenbrook, Wilton, Weston, Long Ridge, Noroton, West Norwalk, Westport, High
Ridge, Southport, North Wilton, Winnipauk, Cannondale, Turn of River, South
Wilton, Lyons Plains, Georgetown, Ridgefield, Branchville, Redding, Topstone,
Ridgebury, Redding Ridge, Branchville, Dodgingtown, West Redding, Titicus,
Hattertown, Bethel, Danbury, New Fairfield, Newtown, Hawleyville, Botsford,
Monroe, Bridgeport, Stepney, Shelton, Huntington, Upper Stepney, Long Hill,
Trumbull, Stratford, Easton, Fairfield, Greenfield Hill, Stratfield, Nichols, Oronoque,
Rivercliff, Devon, Lordship, and East Bridgeport, and New Haven, CT.

More Information on NY, CT, and NJ

Long Term Care Insurance

Click on the link below to fill out a quote request form for a long term care
insurance policy that will provide excellent long term care insurance coverage
at an affordable cost. Or speak with our Long Term Care Insurance Agent
Specialist toll free at 1-800-498-1819 to discuss the features.

(New York - Connecticut - New Jersey)