New York Long Term Care Insurance Information (also CT & NJ)
Although people are generally living longer, many are requiring assistance in their later years. Long term care services can be provided in your
home, in an assisted living facility or in a nursing home. In many cases the family is no longer able to provide such care around the clock.
Family members may not live nearby, they may have other pressing family commitments, or simply can't get the time off from work or away
from the home.
Some people can pay the bill out of pocket, others will qualify for Medicaid (welfare), but most of us will fall somewhere in the middle. A Long
Term Care insurance policy can help protect your assets from the rising cost of care.
According to recent data, 48.9% of people age 65 and older may spend some time in a nursing home and 71.6% of people age 65 and older
may use some form of home health care.
Long Term Care insurance is often referred to as "asset protection." Individuals need to have assets worth protecting in order to justify the
purchase of a policy. If you are able to pay Long Term Care insurance premiums without having to change your lifestyle - you should transfer
that risk to the insurance company.
There are three types of long term care insurance policies available.
Facility Only: Will pay benefits for care in a nursing home, assisted living facility or board and care facility. It's the most basic policy but often
the most needed type.
Home Health Care: Will pay benefits for care in your home, but not in a facility. The preferred policy when a home health care situation is
Comprehensive: Will pay benefits for care in your home or in a facility. This is the preferred type of plan (policy) because of it's flexibility, but
is also the most expensive.
A long term care insurance specialist with Direct Access Group Benefits will assist you in deciding which type of policy will work best for your
Click on the link below to fill out a quote request form for a long term care insurance policy that will provide excellent long term care insurance
coverage at an affordable cost. Or you can speak with our Long Term Care Insurance agent specialist toll free at 1-800-498-1819 to discuss
the insurance policy features in more detail.
New York Long Term Care Insurance Quote
"Your Local Westchester County, New York Long Term Care Insurance Agent Specialist!"
We offer reliable, experienced, and affordable New York long term care insurance policy services to the following New York counties and cities: Westchester County,
Putnam County, Orange County, Rockland County, Somers, Port Chester, Harrison, Mamaroneck, Larchmont, New Rochelle, Yonkers, White Plains, Rye Brook,
Scarsdale, Rye, Ardsley, Hartsdale, Bronxville, Mt. Vernon, Mount Vernon, Irvington, Valhalla, Elmsford, Dobbs Ferry, Hastings on Hudson, Greenburgh, Tarrytown, Sleepy
Hollow, Hawthorne, Scarborough, Thornwood, Briarcliff Manor, Ossining, Harmon, Montrose, Crugers, Buchanan, Peekskill, Millwood, Pleasantville, Armonk, Chappaqua,
North Castle, Mt. Kisco, Bedford, Pound Ridge, Bedford Hills, Cross River, South Salem, Yorktown Heights, Goldens Bridge, Amawalk, Yorktown, Katonah, Salem Center,
North Salem, Croton Falls, Jefferson Valley, Shrub Oak, Palisades, Sparkill, Tappan, Orangeburg, Pearl River, West Nyack, New City, Nanuet, Chestnut Ridge,
Montebello, Suffern, Monsey, Spring Valley, Congers, Nyack, Rockland Lake, Wesley Hills, New Hempstead, Pomona, Sloatsburg, Ramapo, Hilburn, Willow Grove, Mt. Ivy,
Thiells, Tomkins Cove, Ladentown, Haverstraw, Stony Point, Tomkins Cove, West Haverstraw, Bear Mountain, Jones Point, Newburgh, Middletown, Brewster, New York
City, and Poughkeepsie, NY. We also offer long term care insurance coverage services for residents of CT and NJ.
More Information on New York, CT,
and NJ Long Term Care Insurance
Employee Benefits Specialists
Call Us 1-800-498-1819
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employers and small businesses throughout New York, Connecticut, and New Jersey.
We're an independent insurance agency and therefore able to consistently offer cost
effective group insurance services which are driven by a total commitment to service.