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Long Term
Disability Insurance
Westchester County, NY
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New York long term
disability insurance provides
benefits for a limited period
of time, typically 2 or 5 years
and is also usually
guaranteed renewable until
the age of 65. Long term
disability insurance usually
provides coverage for
accidents or illnesses
outside of work when New
York Workers
Compensation insurance
does not apply.
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You can begin receiving
money from your New
York long term disability
insurance policy when the
"waiting period" time chosen
for the policy is reached.
Typically, 6 months to a year
is chosen for a waiting
period in order to reduce
your premium, but shorter
times are available.
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You choose the amount of
income (up to 66% of your
gross income) from $400 to
$3000 a month when you
can't work due to an
accident or illness.
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Hospitalization Rider pays
up to double your benefit
per month (for 2 months) if
an injury or sickness puts
you in the hospital!
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Benefit periods of 2 & 5
years!
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Short waiting periods 7, 14,
30, and 90 days!
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Guaranteed renewable to
age 65
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24 hour coverage - on or
off the job!
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$2,500 Accidental Death
Benefit included!
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No restrictions on how the
money is used!
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No benefit reduction at
age 65!
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914-276-6000
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800-498-1819
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Click on the link below
for a New York Disability
Insurance quote form.
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(914) 276-6000
(800) 498-1819 toll free
(914) 401-9319 fax
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Group Benefits
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Direct Access
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Direct Access Group Benefits, Inc.
© 2004, All Rights Reserved
© 2004, All Rights Reserved
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189 Route 100
PO Box 590
Somers, New York 10589
Westchester County, NY
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