|
Disability Insurance
Overview
Westchester County, NY
|
|
The most valuable resource
that anyone possesses is
their ability to provide an
income. If everything else
that you own or care about
is insured and this ability is
removed there may be no
way possible to pay the
premiums on other
insurance or even to keep
that which is insured. New
York Disability Insurance
will provide you with an
income should you become
sick or disabled.
|
|
Click on the menu to
the right to review
New York
disability insurance
coverage information
in more detail.
|
|
Even with benefits such as
New York Workers
Compensation and Social
Security, individual disability
insurance benefits are still
important. A disability
financially can be worse
than death, since living
expenses continue and may
increase due to a need for
expensive specialized care.
Many people also purchase
disability insurance to help
ensure a continuous income
should they suffer disabilities
that are not covered by
Social Security.
|
|
Individual disability
insurance coverage pay a
percentage of your salary if
you become temporarily
disabled, meaning that you
are not able to work due to
sickness or injury (excluding
on-the-job injuries, which
are covered by workers
compensation insurance).
|
|
New York Disability
Insurance Coverage
Features
|
|
New York disability
insurance policies have a
fixed monthly benefit that
does not increase with time,
although you can purchase
extra coverage, or riders,
that offer higher payment
schedules.
|
|
Disability types include:
Own Occupation - the
inability to perform the
duties of your specific
occupation
Any Occupation - the
inability to perform the
duties of any job for which
your education and training
make you qualified.
|
|
You can choose the length
of the waiting period on
your New York
disability insurance policy.
Waiting periods can range
from one week to two years
and the longer you wait the
less your disability
insurance policy will cost.
You also can choose the
length of the benefit period,
which is how long you will
receive monthly benefits
once your disability
insurance policy starts
paying.
|
|
914-276-6000
|
|
800-498-1819
|
|
Click on the link below
for a New York Disability
Insurance quote form.
|
|
(914) 276-6000
(800) 498-1819 toll free
(914) 401-9319 fax
|
|
Group Benefits
|
|
Direct Access
|
|
Website Builder
InsuranceWebsiteServices.com
|
Direct Access Group Benefits, Inc.
© 2004, All Rights Reserved
© 2004, All Rights Reserved
|
189 Route 100
PO Box 590
Somers, New York 10589
Westchester County, NY
|
