* Preventive procedures
include cleanings, x-rays,
exams, fluoride treatment
* Basic procedures include
fillings, extractions, oral
surgery, periodontics (gum
disease), endodontics (root
canal)
* Major procedures include
full and partial dentures,
crowns, inlays
* Orthodontic benefits
available on most plans
* Takeover provisions
available for qualifying
groups with prior dental
coverage
* Coverage for space
created by previous
extractions available for
qualifying groups
* Maximum options range
from $500 to $2,500
annually
* Deductible options
available up to $250
* Co-insurance options
include 100%-80%-50%
(Preventive, Basic, Major)
* Incentive co-insurance
option requires a set of
three or four-step
percentages such as 70%
80%-90%-100% where
insureds begin at the
lowest level and work their
way up.
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