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The New York Disability
Benefits Law requires all
employees working in New
York (except for
government employees and
certain tax-exempt
organizations) to participate
in a state approved short
term disability income
replacement plan.
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Click on the menu to
the right to review
NY State Mandated
Short Term Disability
insurance coverage
information in more
detail.
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New York employers may
satisfy this state mandate to
make short term disability
insurance coverage
available to their employees
in one of two ways:
1. Use an insurance
company to provide the
disability insurance
coverage to their
employees
2. Establish a "Private",
self-insured disability
benefits law plan
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If an employer chooses to
have their employees
participate in an insured
plan, the insured plan must
offer at least the minimum
benefits dictated by the
New York Disability Benefits
Law. Employees must pay
the required contributions to
the plan (unless the
employer assumes that
obligation) and also pay any
additional insurance
premium that may be
required by the insurance
company to pay for incurred
claims expenses or
insurance company
administration costs.
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914-276-6000
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800-498-1819
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Click on the link below to
fill out a New York State
Mandated Short Term
Disability Insurance Quote
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InsuranceWebsiteServices.com
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Direct Access Group Benefits, Inc.
© 2004, All Rights Reserved
© 2004, All Rights Reserved
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(914) 276-6000
(800) 498-1819 toll free
(914) 401-9319 fax
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189 Route 100
PO Box 590
Somers, New York 10589
Westchester County, NY
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Group Benefits
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Direct Access
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