1. The employer plan must
offer benefits at least equal
to the New York state
mandated disability benefits
law.

2.The employer can charge
the employees the same or
less than the state
mandated disability benefits
law mandated contribution
level. Employees can not
be charged more unless
there have been
improvements in coverage.

3. The employer must
agree to cover the balance
of the NY state mandated
disability benefits law level
of plan costs that are in
excess of employee
contributions.

4. The employer must
agree to provide a
guarantee bond, if required
by the state.

5. The employer must
agree to pay all obligations,
including benefits, fines,
expenses, and
assessments imposed
pursuant to the New York
state mandated disability
benefits law.
914-276-6000
800-498-1819
Click on the link below to
fill out a New York State
Mandated Short Term
Disability Insurance Quote
Direct Access Group Benefits, Inc.
© 2004, All Rights Reserved
(914) 276-6000
(800) 498-1819 toll free
(914) 401-9319 fax

189 Route 100
PO Box 590
Somers, New York 10589
Westchester County, NY
Group Benefits
Direct Access
Westchester County New York Insurance Agency