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New York POS Group
Health Insurance Info
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Preventive care emphasis
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Pays benefits for out-of
network care, but at a lower
level
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POS Group Health
Insurance Overview
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A POS or Point-of-Service
group health insurance plan
allows your New York
employees the option of
accessing any medical
provider without a primary
care physician referral and
receive the highest benefit
level. Similar to an HMO, a
POS stresses preventive
care and offers closely
managed benefits. A POS
health insurance plan also
pays benefits for out-of
network care, but at a lower
level than for in-network
care.
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Costs that exceed the
deductible are covered by a
co-insurance plan in which
your employee and the
insurance company share
the cost for services
covered by the policy. Also,
some services such as
emergency room, mental
health and chemical
dependency services, may
carry additional costs in a
New York POS group health
insurance plan.
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914-276-6000
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800-498-1819
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Click on the link below to
fill out a New York Group
Health Insurance quote form.
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Direct Access Group Benefits, Inc.
© 2004, All Rights Reserved
© 2004, All Rights Reserved
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(914) 276-6000
(800) 498-1819 toll free
(914) 401-9319 fax
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189 Route 100
PO Box 590
Somers, New York 10589
Westchester County, NY
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Group Benefits
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Direct Access
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