Life Insurance can help
protect your family and is
an excellent way to
accumulate money for
college, retirement or
unplanned expenses. A
person should have life
insurance that approaches
six to eight times their
annual gross income.
Under current laws, there is
generally no federal income
tax on death benefits paid
to a named beneficiary.
Americans Without Life
Insurance Taking Risks

A 2010 life insurance study
shows ownership of life
insurance by U.S.
households was at a 50
year low. The risks of not
being properly insured for
your family are significant
and should be discussed
with your insurance agent.

According to the 2010
study, the number of life
insurance policies
purchased in 2009 were
about 50% of the total
purchased during years of
the late 1980's. Nearly one
third of U.S. households do
not own a life insurance
policy and over 11 million
families with children
younger than 18 are without
life insurance coverage.

The risk involved for
families with young children
not owning life insurance is
difficult to understand
considering the low cost of
term life insurance in
particular.
Using the strength and
experience of our life
insurance markets, we
offer affordable term life,
whole life, and universal life
insurance policies.
Click on the menu to
the right to review
New York life
insurance coverage
information in more
detail.
914-276-6000
800-498-1819
Click on the link below to
fill out a New York Life
Insurance quote form.
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Direct Access Group Benefits, Inc.
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(914) 276-6000
(800) 498-1819 toll free
(914) 401-9319 fax

189 Route 100
PO Box 590
Somers, New York 10589
Westchester County, NY
Group Benefits
Direct Access
Westchester County New York Insurance Agency