Term Life Insurance
Policy Overview
Life insurance coverage for
a specified length of time. A
term life insurance policy is
usually purchased with a
particular need in mind.
Beneficiaries will collect,
usually tax free, the face
value of the policy upon the
insured (your) death. Term
life is attractive for those
with a limited income, high
short term insurance needs,
or for personal family
protection.
If the insured survives the
time period, the policy
expires. There is no cash
value at the expiration of a
term life insurance policy.
Some policies have a
convertible feature
permitting a policyowner to
exchange a term policy for a
cash value policy without
evidence of insurability.
Level Term Life Insurance
Policy Features
A constant death benefit
and a level premium for a
specified number of years.
We offer 10, 15, 20, and 30
year terms.
Decreasing Term Life
Insurance Policy Features
Has a decreasing death
benefit and a level
premium.
914-276-6000
800-498-1819
Click on the link below to
fill out a New York Life
Insurance quote form.
Direct Access Group Benefits, Inc.
© 2004, All Rights Reserved
(914) 276-6000
(800) 498-1819 toll free
(914) 401-9319 fax

189 Route 100
PO Box 590
Somers, New York 10589
Westchester County, NY
Group Benefits
Direct Access
Westchester County New York Insurance Agency