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Nursing Care Covered
by Long Term Care
Insurance
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Custodial care:
Care necessary due to a
permanent or chronic illness
or injury, which is less
intensive, but which may
continue indefinitely. This
nursing care helps a person
perform activities of daily
living or supervises a person
if cognitive impairment
exists. Many custodial care
situations start with a mild
degree of illness which is
followed by slow
deterioration. Alzheimer's
disease is one example
where custodial care is
usually needed. Other types
of insurance policies do not
offer custodial care benefits.
The value of long term care
insurance for you or a family
member and protecting a
lifetime of created assets is
never more evident than in
custodial care nursing
services.
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Skilled care: Short term
nursing care needed after
an illness or serious injury.
Consists of rehabilitative
and intensive 24 hours per
day care.
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Intermediate care:
Rehabilitative care by a
nurse for up to six months
and when less than
24-hours per day
supervision is needed.
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Skilled care: Short term
nursing care needed after
an illness or serious injury.
Consists of rehabilitative
and intensive 24 hours per
day care.
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914-276-6000
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800-498-1819
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Click on the link below for
a New York Long Term
Care Insurance quote form.
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(914) 276-6000
(800) 498-1819 toll free
(914) 401-9319 fax
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Group Benefits
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Direct Access
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Direct Access Group Benefits, Inc.
© 2004, All Rights Reserved
© 2004, All Rights Reserved
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189 Route 100
PO Box 590
Somers, New York 10589
Westchester County, NY
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